O Comportamento dos Consumidores no Sector Segurador: Uma Aproximação com Focus Group.

Sérgio Dominique-Ferreira, Sérgio Dominique-Ferreira, Pedro Quelhas Brito, Fernando Amorim

Abstract


O principal objetivo do presente trabalho é analisar as experiências de consumo e comportamento de compra de produtos seguradores. Mais especificamente, pretende-se conhecer qual o papel e importância do mediador no processo de compra. Para tal, executaram-se dois grupos de discussão no mercado B2C (consumidores finais) e um grupo de discussão no mercado B2B (mediadores). Os resultados indicam que os mediadores desempenham um papel preponderante no sector segurador, designadamente, no processo de compra em momentos críticos (sinistros) e na satisfação e lealdade dos consumidores. As principais implicações deste estudo no âmbito da gestão prendem-se com: i) a oportunidade de (re)conhecer o ascendente negocial que os mediadores têm no sector segurador; ii) a análise da importância que os clientes B2C atribuem à comunicação realizada telefonicamente pelas seguradoras para conhecer o seu grau de satisfação. Finalmente, torna-se evidente a necessidade das seguradoras darem formação aos mediadores sobre produtos específicos.


Keywords


Insurance; Consumer Psychology; Consumer Preferences; Buying Process

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International Journal of Marketing, Communication and New Media

ISSN: 2182-9306

DOI: 10.54663/2182-9306

Qualis Periódicos - CAPES: B2

REBIB: Q2


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Journal Citation Reports (JCR) 2021, 2022, 2023

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